Posted by Rick Kanne on Monday, February 06, 2017 at 11:52 AMBy Rick Kanne / February 6, 2017Comment
Last week’s economic news included several good signs for U.S. Labor Markets with higher than expected readings for private and public sector job creation. The Federal Reserve announced its decision not to raise the target federal funds range, and inflation rose. Mortgage rates held steady and pending home sales rose.
Private and Public Sector Jobs Post Unexpected Gains
ADP, which tracks private-sector job growth, showed a gain of 246,000 jobs in January against expectations of 168,000 new jobs and December’s reading of 151,000 private sector jobs created. Analysts said 208,000 of jobs added were service-related jobs. January’s Non-Farm Payrolls, which is issued by the Labor Department and includes private and public sector jobs, also posted higher than expected job gains with 227,000 new jobs in January as compared to 197,000 new jobs expected and December’s reading of 157,000 new jobs. Retail, construction, financial and restaurant...
Posted by Rick Kanne on Saturday, February 04, 2017 at 11:39 AMBy Rick Kanne / February 4, 2017Comment
As scary as it sounds, the world we live in is not always as safe as we’d like. It’s unfortunate that people need to be more diligent and aware these days, but it never hurts to ensure you are protecting yourself. As real estate agents, there are lots of other worries and security measures that need to take place. Here are 11 tips to help make you and your clients safer. If you feel like you are in danger, call 911 immediately.
REALTOR Safety 101 | CBSHOME
If you feel uncomfortable going to a showing for whatever reason, call another Realtor to go with you. Whether your fears are correct or not, you’ll feel better knowing that someone else is with you.
Posted by Rick Kanne on Friday, February 03, 2017 at 11:38 AMBy Rick Kanne / February 3, 2017Comment
Winter may be a time for nesting until the cold weather abates, but there are a number of important tasks that a homeowner should be sure to do during the winter months. If you’re readying for the slow season or wondering what you might have forgotten, here are some things you’ll want to check off your to-do list.
A New Coat Of Paint
Getting out the paint may seem like a sizeable task, but any peeling paint is going to be adversely affected by the cooler temperatures of fall and winter. While you may want to hold off if it’s already cold, it might be a task worth prioritizing if the materials on your home will be damaged as a result of the coming weather.
Shovel The Snow
Shoveling snow may be important for sidewalk safety, but a build-up can actually have an ill effect on your home’s foundation. Instead of taking the risk, ensure you clear the areas around any basement windows and steps so that drainage will not...
Posted by Rick Kanne on Thursday, February 02, 2017 at 10:58 AMBy Rick Kanne / February 2, 2017Comment
Whether they’re found online or heard from family and friends, there are so many mortgage tips out there that it can be hard to know exactly how to proceed. But, if you’re new to the market, there are a few surefire things you can do to get a mortgage rate you’ll feel good about. For some of the best tips on getting a great loan, look no further than the following.
Know Your Credit History
It’s a simple fact that one of the most important factors in your mortgage application is your credit history, so good or fair, it’s important to be aware of where you stand. While the acceptable credit score for mortgage approval can fluctuate, the best rates are often available to those with a score that is higher than 760. In order to improve your chances, get a copy of your credit report and pay attention to any discrepancies that might be in it. These can have a negative impact on your score and your application, so you’ll want to have them revised...
Posted by Rick Kanne on Wednesday, February 01, 2017 at 11:04 AMBy Rick Kanne / February 1, 2017Comment
Last year, Americans spent nearly $20 billion just on Valentine’s Day – that is a lot of cash being floated around! If you’re trying to spend a little less this year (or if you’re still recovering from Christmas), consider making some homemade Valentine’s gifts this year. You’ll spend less money, have more fun making the gift and the receiver will treasure this gift even more because it truly came from the heart.
DIY Valentine’s Day Gifts You’ll Love to Give | CBSHOME
Posted by Rick Kanne on Tuesday, January 31, 2017 at 10:21 AMBy Rick Kanne / January 31, 2017Comment
With all of the home renovation and fixer-upper shows on television, the idea of completely renovating and re-doing an old home can seem like an enticing premise. Unfortunately, investing in the wrong fixer-upper can mean an awful lot of expenditure without the added financial rewards. Whether you’re considering investing down the road or are ready to dive in, here are a few things to consider first.
How Much Do You Want To Spend?
It’s easy to be swept away by possibility, but before making an offer you’ll need to sit down and determine exactly what you’re willing to invest into upgrades for your fixer-upper. By deciding what you would want to renovate, what the cost of materials and labor would be and how this figures into the market price of the home, you’ll be able to determine if the price you’re offering will be worth it.
Are Major Repairs Required?
It’s one thing to consider a nice paint job and new...
Posted by Rick Kanne on Monday, January 30, 2017 at 2:26 PMBy Rick Kanne / January 30, 2017Comment
Last week’s economic news included readings on new and existing home sales and mortgage rates. Also released were reports on new jobless claims and consumer sentiment.
New and Existing Home Sales Lower in December
According to the U.S. Commerce Department, sales of new homes fell to 536,000 sales on a seasonally-adjusted annual basis. This reading was markedly lower than the expected rate of 595,000 sales and November’s reading of 598,000 sales. Analysts said that the drop in new home sales indicated that the housing sector is still experiencing a rocky recovery. December’s reading for new home sales was 10.4 percent lower than December’s adjusted reading of 598,000 sales. December’s reading was 0.40 percent lower year-over-year.
The median sale price of new homes was $322,500 in December, which was 4.30 percent higher than in November and 7.90 percent higher than in December 2015. The dip in sales has increased inventory of available homes to...
Posted by Rick Kanne on Thursday, January 26, 2017 at 11:27 AMBy Rick Kanne / January 26, 2017Comment
Selling a standard home is fraught with enough concerns about marking it at the right price and staging it properly, but it’s an entirely different ball game when it comes to luxury property. If you’re planning on selling your high-end property and are trying to determine what sets it apart from the average home sale, here are some things to consider before putting it on the market.
The Price Must Be Reasonable
It’s important for the asking price on any home to show an awareness of market conditions, but when it comes to luxury, it becomes even more important. Most luxury homes are going to sit on the market for a longer period of time than a less expensive home because there are fewer potential buyers. In order to facilitate a successful sale, it’s necessary for the asking price to be competitive and in line with the amenities provided so that buyers won’t flock to other opportunities.
Posted by Rick Kanne on Wednesday, January 25, 2017 at 11:21 AMBy Rick Kanne / January 25, 2017Comment
Let’s face it – kids love to run around and play outside! However, during the winter months, that proves to be difficult. So, what can you do with your kids when they need something to do and you don’t want them running around outside in the cold? We have a list of some great places to take kids on winter field trips around Omaha!
Child-Friendly Activities for the Winter Weather | CBSHOME
Always a classic, the Omaha Children’s Museum is perfect for taking your little ones on a day trip. They offer exhibits old and new and always have a mixture of educational, silly and fun things for your child to do!
Joslyn Art Museum
Introduce a day of culture and art to your little ones with a trip to the Joslyn Art Museum. They have permanent exhibits you can tour for free, or take advantage of classes for kids like Crazy for...
Posted by Rick Kanne on Wednesday, January 25, 2017 at 10:36 AMBy Rick Kanne / January 25, 2017Comment
The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.
Make Your Lunch
The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.
Take A Coffee To Go
Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.
Avoid The Impulse
This might seem like a hard one to stick with, but...
Posted by Rick Kanne on Monday, January 23, 2017 at 1:24 PMBy Rick Kanne / January 23, 2017Comment
Buying new construction seems simple, right? Just pick out the floor plan you want, choose the perfect lot, and watch it go up. No sellers to deal with, no unexpected repairs that come up during inspection, no drawn-out negotiations. Right?
Not so fast. In any real estate transaction, it’s important to have a professional on your side, even if the process seems straightforward.
“Having your own agent provides a sense of security,” says Seattle-area homeowner Kristy Weaver, who has bought two new construction homes from two different builders. “It gives you some peace of mind, knowing that someone is looking out for your best interest.”
Peace of mind is just one benefit of having an experienced agent along for the ride. Read on for five more reasons you’ll want a local real estate agent by your side when buying a new construction home.
To help you find a reputable builder
“Your agent can rely on their own experience and that of their colleagues...
Posted by Rick Kanne on Friday, January 20, 2017 at 10:39 AMBy Rick Kanne / January 20, 2017Comment
Many people look at a smaller living space and think that there are a lot of limitations imposed. However, a more miniature home can offer up the opportunity to be inventive with design and get creative about your abode. Whether you live in small apartment now or are thinking of downsizing in the future, here are some ideal ways to make the most of your pint-sized pad.
Invest In Multi-Functional Pieces
It may be nice to have a stylish bar cart or a hefty china cabinet for your space, but there are certain kinds of home items that only serve one function and this is not necessarily useful with limited capacity. Instead of a one-size-fits-all approach, try purchasing items like a folding table tray that can serve as a coffee table or a bookcase that can hold dishes, books and other household items. This will enable you to maximize the space you have and create a uniquely modern design aesthetic.
Posted by Rick Kanne on Monday, January 09, 2017 at 1:39 PMBy Rick Kanne / January 9, 2017Comment
2017 started with good news; fixed mortgage rates were lower, but the national unemployment rate ticked upward and labor reports showed fewer openings for public and private sector jobs. Construction spending was higher in November.
Mortgage Rates Lower; Construction Spending Higher
Freddie Mac reported lower average rates for fixed rate mortgages as the average rate for a 5/1 adjustable rate mortgage crept up. The average rate for a 30-year fixed rate mortgage dropped by 12 basis points to 4.20 percent; The average rate for a 15-year mortgage fell 11 basis points to 3.44 percent while the average rate for a 5/1 adjustable rate mortgage gained three basis points to 3.33 percent. Discount points averaged 0.50 percent for fixed rate mortgages and 0.40 percent for 5/1 adjustable rate mortgages.
Construction spending was higher in November according to the Commerce Department and reached the highest level since April 2006. The November reading was 0.90 percent higher as compared to an expected...
Posted by Rick Kanne on Thursday, January 05, 2017 at 3:13 PMBy Rick Kanne / January 5, 2017Comment
There are so many things involved in moving into a new home in a different neighborhood that it can be easy to forget about the proximity of many nearby amenities. However, if you have children, the local schools available can make-or-break the decision on whether or not to invest in a house. If you’re wondering how you can find out more about the local school, let the following tips be your guide.
Take a Web-Search To SchoolMatch.com
One of the benefits of so many things being online these days is that local schools are no exception, and SchoolMatch.com is a great resource that puts this information at your fingertips. While you’ll have to pay a fee to get the details on many public and private institutions, this resource features ratings on schools throughout the country which can make it worth the price.
Contact The NAEYC
With a wealth of information on preschools, kindergartens and elementary schools located throughout the country, the National Association...
Posted by Rick Kanne on Wednesday, January 04, 2017 at 3:21 PMBy Rick Kanne / January 4, 2017Comment
The state of Nebraska has passed a new law that will affect everyone who wants to sell their home in the future. We know that reading a long document of legal jargon can be confusing, so we’re breaking down the new law for you to the simplest degree.
If you own your home, it is a good and safe idea to have a carbon monoxide detector somewhere in the building. But now in Nebraska, when the time comes to sell your home, having a carbon monoxide detector on every habitable floor of the home will be required for the sale to take place. It is your responsibility as the seller to ensure the detector is in place before filling out the required paperwork to list your home.
Even if you are not planning on selling your home soon, invest in installing a carbon monoxide detector inside your home on every floor for the safety of your family. Every year, over 400 Americans die from carbon monoxide poisoning and even more go to the hospital for treatment according to the ...
Posted by Rick Kanne on Wednesday, December 28, 2016 at 11:27 AMBy Rick Kanne / December 28, 2016Comment
Are you selling your home? If so, you’re going to have to host an open house at some point. In today’s blog post we’ll explore a few staging tips that make your house feel like a model home.
Make A Solid First Impression
Start with the front of the home and give a great first impression. Have the sidewalk, driveway and walkways power washed. Ensure that the lawn, plants and landscaping are healthy and look great. Clean the windows and address any external paint issues that may have come up over the years.
The goal is to ensure that your guests think “WOW” when they drive up. Keep staging the front of your home until the neighbors are jealous.
Clean, Clean And Clean Some More
Even if you think your home is ‘clean enough’, it’s likely not. You’ve lived in your home for years, which means that your brain has learned to un-see certain aspects of it. Even if you’re sure you’ve...
Posted by Rick Kanne on Thursday, October 06, 2016 at 3:56 PMBy Rick Kanne / October 6, 2016Comment
Whether a buyer is purchasing their first home or their fifth home, the home buying process can create many emotions and feelings. One of the best ways to ensure the process is not overwhelming for a buyer is to be well educated and properly prepared for the process.
There are normally many questions that home buyers will have throughout the process. Even an experienced home buyer can forget exactly how the process works and what the proper steps are to ensure the process is relatively smooth.
Posted by Rick Kanne on Friday, September 16, 2016 at 10:51 AMBy Rick Kanne / September 16, 2016Comment
3 Bedroom, 2 bath, 2 story features a nice size living room and dining room. Kitchen with plenty of cabinets & a walkout to a large patio overlooking the full fenced yard. Unfinished walkout basement. Vinyl siding. Adjoining alley includes plenty of parking. Just minutes to Med. Center, University & Downtown Omaha. AMA
Posted by Rick Kanne on Friday, September 16, 2016 at 10:23 AMBy Rick Kanne / September 16, 2016Comment
Torrey Pines 2-story home, great location. Open floor plan. Drop zone with built-in lockers. 9'celings. Walk-in pantry. New kitchen backsplash, double oven, granite island seats 6. Home office w/built-in desk. New carpet throughout, new paint. Built-ins include corner cabinet, chest of drawers. Master bedroom w/flexroom and large walk-in closet. Each bedroom has bathroom access. Large finished basement/game room with kitchenette, bathroom, daylight windows, surround sound. Lots of storage.
Posted by Rick Kanne on Thursday, September 15, 2016 at 10:40 AMBy Rick Kanne / September 15, 2016Comment
Charming Benson multi-level with tons of updates. Jacuzzi tub. New tile in bathroom with heated floors. Corian kitchen countertops, new door hardware. Newer windows, wood floors thru out. Roof 2014, freshly painted. LL finished with laminate floors, bayed window in kitchen, professionally landscaped. You'll be amazed at how well this home shows inside & out.